Student Loan Repayment
Federal Student Aid is dedicated to helping student loan borrowers understand their repayment options and manage their debt. You can learn more about:
- First, you should complete your Exit Counseling
- Next go to www.nslds.ed.gov and click on "Financial Aid Review" to see what you have borrowed.
- Then start with a plan: Financial Literacey Guidance
- Use a Repayment Checklist
- Calculate the best Loan Repayment Option in 5 easy steps
- Determine: How to make a payment and to who
- You may be eligible for loan forgiveness, cancellation, or discharge
- Check out the Student Loan Payback Playbook
- What repayment plans are available including income-driven plans
- Check out the NEW Revised Pay As You Earn Repayment
- Complete one of the online Income Driven applications
National Student Loan Data System (NSLDS) for StudentsYou can retrieve a summary of your loan and grant history by logging on to the National Student Loan Data System (NSLDS) at www.nslds.ed.gov. Information about your loans and loan lender can be found here, including contact and repayment information.
What is NSLDS?
The National Student Loan Data System (NSLDS) is the U.S. Department of Education's central database for student aid. It receives data from schools, agencies that guaranty loans, the Direct Loan program, and other U.S. Department of Education programs. NSLDS provides a centralized, integrated view of Title IV student loans and grants that are tracked through their entire cycle; from aid approval through closure.
When is the NSLDS Student Access web site available?
The NSLDS Student Access web site is available 24 hours a day, 7 days a week. However, maintenance of the NSLDS database can occur on the weekends or late hours. This may cause the site to be unavailable for a brief period while maintenance is performed.
What information is available to me through the NSLDS Student Access web site?
You can use the web site to make inquiries about your Title IV student loans and/or grants. The site displays information on loan and/or grant amounts, outstanding balances, loan statuses, loan lenders and disbursements.
What information do I need to use the NSLDS Student Access web site?
In order to use the NSLDS Student Access web site, you will need to provide your Social Security number (SSN), the first two letters of your last name, your date of birth, and your PIN (formerly known as EAC).