Healthcare Insurance Coverage

Health insurance is mandatory for all full-time undergraduate and graduate students as defined by the University (12 or more credits for undergraduate, 9 or more credits for graduate). Montclair State University offers a student health insurance policy through United Healthcare which provides basic coverage.  Part-time students who wish insurance coverage and student dependents may also enroll in the United Healthcare plan.  Details regarding the United Healthcare plan can be found at www.firststudent.com.

Policy rates for 2009-2010 are:

Full time students are required to enroll in the plan and the cost for this insurance will be billed with tuition statements or demonstrate proof of healthcare coverage under another plan

Enrollment/Waiver Instructions

All full time students must either enroll or waiver the insurance plan by going to www.firststudent.com and completing the appropriate form. You must waive or enroll in the school-sponsored insurance plan each academic year.

Important

• All enrollment or waiver selection must be completed by the deadlines listed below.
• Students who do not respond by the deadline will automatically be enrolled in the plan and be responsible for payment of the annual premium.
• The University reserves the right to make the final determination regarding eligibility for the initial and continued enrollment in this insurance plan.
• The University reserves the right to audit all waivers in order to ensure compliance with the University insurance requirements.
• If you waive the student insurance coverage plan and then lose your benefits, you must obtain healthcare coverage through another plan or the student insurance plan.
• Carry your healthcare insurance identification card with you at all times

Waiver Deadlines

• Fall Entry: 9/18/09
• Spring Entry: 1/29/10