Healthcare Insurance

New Jersey state law mandates that all full-time undergraduate and graduate students have healthcare insurance.  Montclair State University offers a health insurance plan for students through United Healthcare which provides basic coverage for full time students.  This plan is also available for part-time students who wish insurance coverage and for student dependents.  United Healthcare Insurance Rates for 2008-2009 are as follows:

As you are aware, in order to insure that each full time student has access to adequate health care, the University has adopted the following policy: All Undergraduate students enrolled in 12 or more credit hours and all Graduate students enrolled in 9 or more credit hours must be covered by health insurance. Students will be automatically enrolled in and billed for the University plan. In order to avoid compulsory enrollment under the University plan, students covered by other adequate insurance must complete an online Insurance Waiver Form indicating this coverage.  If you do not waive out of the University plan, you may also enroll your eligible dependents using the on-line form. 
For further information on policy coverage, enrollment for part-time students and dependents, and claim forms, call 1-800-505-4160 or visit their website at www.firststudent.com.

Please note:  If you fail to complete an online waiver by the published deadlines below the premium for the Plan will be included in your tuition bill. If you choose to enroll using the online enrollment charges for your insurance will be posted to your student WESS account within one week. Please send payment to The Bursar’s Office at Montclair State University, Cashiers Office CO 218, Montclair, NJ, 07043.   For additional information please view the Bursar website at www.montclair.edu/Bursar/payment.htm.