Healthcare Insurance Coverage

Health insurance is mandatory for all full-time undergraduate and graduate students as defined by the University (12 or more credits for Undergraduate; 9 or more credits for Graduate). All full time students must demonstrate proof of appropriate insurance coverage via a waiver process or enroll in the University plan offered through United Healthcare.

Details regarding the United Health care plan can be found www.firststudent.com/schools/MontclairStateUniversity.htm. Or contact United Healthcare directly at 1-800-505-4160. Part-time students who wish insurance coverage and student dependents may also enroll in the United Healthcare plan.

To Enroll in the School Sponsored Insurance:

To enroll in the University plan prior to the waiver deadline listed below, go to http://www.firststudent.com, select Montclair State University from the upper drop down menu, and follow the instructions under the heading Student Tools. Select Enroll now, and follow HARD WAIVER STUDENT ENROLLMENT INSTRUCTIONS. You will be able to print a temporary ID card within 24 hours. If you do not enroll for or waive coverage by the deadline below, you will be automatically enrolled in the plan and charged the applicable premium.

Waiver Deadline:

• Fall 2011 - 9/26/2011
• Spring 2012 - 1/30/2012

If you do not need the health insurance plan, you must waive the school-sponsored insurance plan each academic year and provide proof of alternative coverage. It is important for you to make an informed health assessment each year to make sure you are not left without adequate coverage that could hinder your academic progress.

To Submit a Waiver:

Waivers can be completed at http://www.firststudent.com. You will need the information that is available on your Insurance Provider ID card. This can be found on your current health insurance plan ID card. PLEASE PRINT the document before you submit. This copy will be used as one of your receipts. You will also need to print the message after submission of the document. All full time students that go through the waiver process are required to have both documents as proof of coverage. If you have completed a waiver for the fall term you do not need to complete another for the spring semester. If you encounter difficulties waiving the insurance, send an email to waiverinsure@mail.montclair.edu.

Important:

1. All enrollment or waiver selection must be completed by the deadlines listed.
2. Students who do not respond by the deadline will be automatically enrolled in the insurance plan and will be responsible for the annual premium.
   
3. The University reserves the right to make the final determination regarding eligibility for the initial and continued enrollment in this insurance plan.
4. The University reserves the right to audit all waivers in order to ensure compliance with the University insurance requirements.
5. Please be sure to have a copy of your insurance policy as you may be asked to provide this documentation.
6. Do not use your social security number when completing the form.

Montclair State E-mail is our main form of communication.  All notifications will be sent to your Montclair State email address.  Failure to check your Montclair State email, errors in forwarding e-mail, and returned email (from an "over quota" mail box or "unknown user" or other error message) will not excuse a student from missing announcements or deadlines.  Please read your Montclair State e-mail daily.