Health Insurance Table

Increased benefits for all students needing health insurance.

New Jersey State Colleges & Universities 

Top Benefit Changes  12-13 School Year

Top Inpatient Benefit Changes

1.     The Room & Board Maximum of $500 per day has been removed.

2.     The Hospital Miscellaneous Expense Maximum of $2,000 has been removed.

3.     The Surgeon Fee Maximum of $2,000 has been removed.

4.     The Physician Visit Maximum of $100 per visit/$750 maximum per injury or sickness has been removed.

5.    The Psychotherapy Maximum of $30 per visit has been removed.

Top Outpatient Benefit Changes

1.    The Surgeon Fee Maximum of $2,000 has been removed.

2.    The Day Surgery Miscellaneous Expense Maximum of $1,500 has been removed.

3.    The Outpatient Miscellaneous Maximum of $1,000 has been removed.

4.    The Physician Visit Maximum of $100 per visit/$1,000 maximum per injury or sickness has been removed.

5.    The Physiotherapy Maximum of $35 per visit/$150 maximum per injury has been removed.

6.    Medical Emergency Benefits are no longer subject to the $1,000 Outpatient Miscellaneous maximum.

7.     Diagnostic X-Ray, Laboratory Services, Tests and Procedures and Radiation and Chemotherapy benefits are no longer subject to the $1,000 Outpatient Miscellaneous maximum.

8.    The Prescription Drug benefit has been increased from a $500 annual maximum benefit to a $1,000 annual maximum benefit.

9.    An Urgent Care Benefit has been added.