Loan Repayment

Student Loan Repayment

Federal Student Aid is dedicated to helping student loan borrowers understand their repayment options and manage their debt.  You can learn more about:

Having difficulty repaying your loans?  Look into Deferment or Forbearance options.
Are you still confused? This graphic may help.

National Student Loan Data System (NSLDS) for Students

You can retrieve a summary of your loan and grant history by logging on to the National Student Loan Data System (NSLDS) at  Information about your loans and loan lender can be found here, including contact and repayment information.

What is NSLDS?

The National Student Loan Data System (NSLDS) is the U.S. Department of Education's central database for student aid.  It receives data from schools, agencies that guaranty loans, the Direct Loan program, and other U.S. Department of Education programs.  NSLDS provides a centralized, integrated view of Title IV student loans and grants that are tracked through their entire cycle; from aid approval through closure.

When is the NSLDS Student Access web site available?

The NSLDS Student Access web site is available 24 hours a day, 7 days a week.  However, maintenance of the NSLDS database can occur on the weekends or late hours.  This may cause the site to be unavailable for a brief period while maintenance is performed.

What information is available to me through the NSLDS Student Access web site?

You can use the web site to make inquiries about your Title IV student loans and/or grants.  The site displays information on loan and/or grant amounts, outstanding balances, loan statuses, loan lenders and disbursements. 

What information do I need to use the NSLDS Student Access web site?

In order to use the NSLDS Student Access web site, you will need to provide your Social Security number (SSN), the first two letters of your last name, your date of birth, and your PIN (formerly known as EAC).