Health Insurance Waiver

To complete the Waiver process, please go to, select the "Enroll/Waive Insurance link.

Health insurance is mandatory for all full-time undergraduate and graduate students as defined by the University (12 or more credits for Undergraduate, 9 or more credits for Graduate). However, if you already have health insurance coverage either through your parents, spouse or self employment, you can opt to waive the Health Insurance Fee by completing the Health Insurance Waiver form.  Health insurance is required both to protect against unexpected high medical costs and provide access to quality care. 

All full time students are required to provide proof of coverage or to accept the health plan. You must waive the school-sponsored insurance plan each academic year.

Important: If you do not enroll for or waive coverage by the designated deadline, you will be automatically enrolled in the school-sponsored plan and charged the applicable premium.

  • All enrollment or waiver selection must be completed by the end of add/drop in the Spring semester. (January 30, 2013)

  • Students who do not respond by the deadline will be automatically enrolled in the plan and will be responsible for the annual premium.

  • The University reserves the right to make the final determination regarding eligibility for the initial and continued enrollment in this insurance plan.

  • The University reserves the right to audit all waivers in order to ensure compliance with the University insurance requirements. Please be sure to have a copy of your insurance policy as you may be asked to provide this documentation.

Waiver Deadlines:

  • Spring/Summer –1/30/13 Last day to waive health insurance fee. 

In Order to Complete the Waiver Card Below, You Will Need the Following:

  • Your current health insurance plan ID card.

  • Your health insurance brochure or plan description.

To complete the Waiver process, please go to, select the "Enroll/Waive Insurance link, click on the link for Montclair State University-Full Time Students, select Montclair State University from the drop down menu then click continue. You will then click the waiver link and begin the process. Once the process is complete, do not forget to print out a receipt for your records.

A week after you submitted your online Waiver, please log onto your WESS account in order to ensure that the fee has been removed.