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News Students Can Use

Fall 2021 Health Insurance Information

Waive or Enroll in the University Health Insurance by the Deadline of Friday, October 1, 2021.

Posted in: Announcements, Deadlines, Dean of Students News, Featured News, Red Hawk Central, Red Hawk News

Computer screen with the words Health Insurance on display

Montclair State University is committed to ensuring all full-time students have access to adequate health insurance coverage. Full-time students include:

  • Undergraduate students enrolled in twelve (12) or more credits
  • Graduate students enrolled in nine (9) or more credits

Full-time students must enroll in the Student Health Insurance plan (SHIP) OR be covered by a comprehensive Affordable Care Act (ACA) compliant health insurance plan. To ensure compliance, you are automatically billed for the SHIP, but you have the option to waive it by submitting an online waiver by Friday, October 1, 2021. Get More Information about Student Health Insurance.

Insurance Cost & Coverage Period

Insurance Premium Fall 2021 Coverage Valid: 08/15/2021 – 08/14/2022
Undergraduate and Graduate Insurance Cost $2,274.00


You Can Waive the Health Insurance!

To Waive or Enroll in the school-sponsored health insurance plan visit the University Health Plans (UHP) website. Montclair State University has partnered with UHP to administer the plan and assist with waiver, enrollment and or benefit-related questions.

Waive It or Pay It!

Failure to submit a waiver by the deadline date of Friday, October 1, 2021, even if you have other comprehensive coverage, will result in automatic enrollment in the plan.

You will be responsible for paying the premium even if you have other health insurance coverage if you fail to waive it by the deadline!

Please Note: International students have a slightly different process. Get more information on our health insurance web page.

Need Help Waiving, Enrolling or Deciding?

Contact University Health Plans (UHP) at 800-437-6448 or

Please Note: Do not contact the University Health Center with questions about the University’s Health Insurance Plan. Contact UHP with all questions.