Love Bombing or Red Flag? Spot a Romance Scam Fast

Roses are red, violets are blue,
Someone might fall for scamming— don’t let it be you.

As Valentine’s Day rolls around, many people are looking for love — but so are scammers. Romance scams are on the rise, and college students and staff are not immune. These scams can leave victims not just heartbroken, but also out hundreds or even thousands of dollars.

How Romance Scams Work

Scammers usually start with a message on:

• A dating app (like Tinder, Hinge, Bumble)

• Social media (Instagram, Facebook, Snapchat)

• Or even through DMs on gaming or study platforms

They’ll build a connection fast — complimenting you, sharing personal stories, and talking about a “future” together. But there’s a catch: you’ll never meet them in person. Eventually, they’ll ask for something.

Common red flags:

• They say they’re deployed, overseas, or traveling and can’t meet

• They claim to have an emergency (hospital bill, visa issue, stolen wallet)

• They ask for gift cards, crypto, wire transfers, or Zelle payments

• They want to move the conversation off-platform quickly

• They love you… after just a few messages

How to Protect Yourself

1. Take It Slow
   Real relationships take time. Be wary of anyone who moves fast emotionally or financially.

2. Verify Before You Trust
   Reverse image search their profile pics. Video chat before you get too invested.

3. Never Send Money or Gifts
   No matter how sad the story is — if you haven’t met them in person, don’t send funds.

4. Be Skeptical of Secrecy
   Scammers often say “don’t tell anyone” — that’s a major red flag.

5. Trust Your Instincts
   If it feels off, it probably is. Talk to a friend, family member, or coworker before making decisions.

Already Shared Something? You’re Not Alone.

If you think you’ve been targeted by a romance scam:

• Stop contact immediately

• Don’t send more money (even if they threaten you)

• Report it to your bank and to the platform

Real Love Isn’t a Secret or a Scam

Whether you’re swiping right or just sharing memes with a new crush, make sure your heart — and your data — are protected.

This Valentine’s Day, stay safe, stay smart, and don’t let a scammer steal your heart or your bank account.

Want to Learn More?

FBI | Romance Scams

Federal Trade Commission | What to Know About Romance Scams

U.S. Secret Service | Stay Safe Online: Avoid Romance Scams

OmniWatch | Romance scams in 2026: The new tactics, warning signs, and how to protect yourself

USA.gov | Dating or Defrauding? Protect Yourself Against Romance Scams With Help From the Government