Professor Pinto Shares Expertise on the Growing Trend of Loud Budgeting

Dr. Joann Pinto, Professor in the Accounting and Finance department, was recently featured as an expert voice in a WalletHub article examining the rising personal finance trend known as loud budgeting. Popularized on social media, loud budgeting encourages individuals to openly communicate their financial boundaries in order to avoid overspending and reduce social pressure. As part of WalletHub’s expert panel, Professor Pinto shared insights on how this approach can help individuals, particularly young adults, navigate financial responsibilities with greater confidence and control.

Drawing from her expertise in personal finance and consumer decision-making, Pinto emphasized that loud budgeting can be an effective strategy for those living paycheck to paycheck or managing competing financial obligations. She noted that situations such as weddings, travel, and social commitments can quietly strain budgets, especially when expectations escalate. By speaking up and setting clear boundaries, individuals can protect their financial well-being while still maintaining meaningful relationships. Pinto also acknowledged that while the approach may feel uncomfortable at first, individuals are ultimately the most informed about their own financial circumstances.

Her perspective empowers consumers to make thoughtful financial choices while challenging the stigma often associated with saying no for budgetary reasons.