We believe a world-class education should be within reach for every motivated student. More than 72% of our students receive some form of financial aid, including grants, loans, scholarships, and tuition-free programs. We’re proud to be recognized as one of the top universities in New Jersey for social mobility and a Top 10 school nationwide, according to U.S. News and World Report.

Free Application for Federal Student Aid (FAFSA)
Completing the FAFSA is the most important step to accessing financial aid. Submit your FAFSA online no later than February 1 to be considered for grants, loans, and other forms of aid.

Woman student in quiet study room in the Sprague library taking notes from a laptop

Cost of Attendance

The cost of college varies for each student, depending on factors like course load, housing, and other personal choices. You can view a full breakdown of Tuition and Fees to see current rates.

To make planning easier, our net price calculator gives you a clear picture of your costs and help you explore all available financial aid options, including loans, scholarships, grants, and work-study programs. Just enter:

  • When you plan to attend
  • How many credit hours you’ll take
  • Where you’ll live
  • Any awards, financial aid, or loans you expect to receive

Tuition-Free Programs

Montclair offers programs to help students graduate with little to no debt:

students pose with Rocky and Roxy the red hawks, wearing Montclair sweaters

Red Hawk Advantage Award (RHAA)

The Red Hawk Advantage Award is available to eligible incoming freshmen and transfer students from New Jersey who have accumulated fewer than 60 credits. This award covers tuition and fees for up to four semesters, based on the student’s federal Adjusted Gross Income (AGI) and GPA. Housing and meal costs are not included in this program.

Learn more about RHAA

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Garden State Guarantee

The Garden State Guarantee provides additional financial support for New Jersey juniors and seniors. Depending on family AGI, students may receive up to four semesters of free tuition and fees. Those with a family AGI between $0 and $65,000 are eligible for full tuition and general fees, while students with an AGI between $80,001 and $100,000 may pay no more than $10,000 total out-of-pocket for the fall and spring semesters combined.

Learn more about Garden State Guarantee



Scholarships

Montclair offers several scholarships to help you fund your education.

If you are awarded a scholarship, the notification will be included with your admission decision. No separate application is required. Need-based grants and loans are also available for students who qualify by submitting the FAFSA.

Presidential Scholarships

Presidential Scholarships are merit-based awards for high-achieving incoming first-time freshmen, available to in-state, out-of-state, and international students. These scholarships are highly competitive and awarded based on high school achievement, including your unweighted GPA, class rank, and standardized test scores if submitted. All applicants are automatically reviewed when you apply to the University, and no separate application is required. Award notification is included with your offer of admission

To be eligible, incoming freshmen must have an unweighted GPA of 3.4 or higher on a 4.0 scale. These scholarships are valid for eight consecutive, full-time fall and spring semesters toward your undergraduate degree. If you graduate in fewer than eight semesters, you will not receive funds allocated to terms in which you were not enrolled. Scholarships apply only to direct costs, such as tuition, university fees, and room and board, and have no cash value. The award amount may be adjusted or canceled if your residency or enrollment status changes, or if the total of all federal, state, and other grants or scholarships exceeds the total cost of direct expenses.

Phi Theta Kappa Transfer Scholarship

The Phi Theta Kappa Transfer Student Scholarship provides $2,000 per year, renewable for two consecutive years of full-time undergraduate study, for a total of $4,000. Transfer students who are Phi Theta Kappa members with a 3.0 GPA or higher are eligible. After applying to Montclair, students must submit their PTK Certification through the admissions portal or directly to the Office of Undergraduate Admissions at transfermsu@montclair.edu. Scholarships must be awarded before the start of your first semester at Montclair. Awards are applied to direct costs only, including tuition, fees, and room and board, and have no cash value. If other forms of gift aid cover direct costs, the scholarship amount may be reduced.

Online Program Scholarships

Transfer students enrolling in Montclair’s online bachelor’s programs for 2025 are automatically reviewed for Online Program Scholarships. These awards are designed to make your degree more affordable and accessible. Recipients must maintain a minimum 3.0 cumulative GPA, enroll full-time, and may receive the award for up to four consecutive fall and spring semesters. Scholarships are applied toward the first undergraduate degree only, cover direct costs such as tuition, university fees, and room and board, and cannot be exchanged for cash. If direct costs are fully covered by other forms of aid, the award amount may be reduced. Scholarship amounts are contingent upon whether students pay in-state or out-of-state tuition, and any changes to residency or enrollment status may adjust the award.

Talent-based Performing Arts Award

Students admitted to select performing arts programs, may be awarded a talent-based scholarship by the faculty based on the strength of their audition. Available to in-state, out-of-state, and international students, awards are applied to direct costs only and cannot be exchanged for cash. Recipients must remain in the performing arts program to which they were admitted. These awards are valid for up to eight consecutive, full-time fall and spring semesters toward your first undergraduate degree. If you graduate in fewer than eight semesters, funds for unused terms will not be provided. The award amount may be adjusted if your residency or enrollment status changes, and it is in addition to any merit-based scholarships awarded by the Office of Undergraduate Admissions.


aerial view of Cole Hall

Financial Aid

Our Financial Aid Department is ready to help students and families explore options including federal and state aid, student loans, grants, and work-study programs.

Register for a Financial Aid Webinar