Policies and Procedures

Health Insurance

Health insurance is mandatory for all full-time undergraduate and graduate students as defined by the University (12 or more credits for Undergraduate, 9 or more credits for Graduate); however, if you already have health insurance coverage either through your parents, spouse or self employment, you can opt to waive the Health Insurance Fee by completing the Health Insurance Waiver form. Health insurance is required both to protect against unexpected high medical costs and provide access to quality care.

If you are a part-time student interested in purchasing health insurance, contact United Healthcare directly at 1-800-505-4160 or www.firststudent.com.

Enrollment/Waiver Provisions:
All full time students are required to provide proof of coverage or to accept the health plan. You must waive the school-sponsored insurance plan each academic year. It is important for you to make an informed health assessment each year. Make sure you are not left without appropriate health coverage – it could hinder your academic progress.

You may waive coverage under this plan if you have health insurance that meets all of the University plan requirements and is approved by the University. You will need to provide information about your coverage in the waiver section.

Important: If you do not enroll for or waive coverage by the designated deadline, you will be automatically enrolled in the school-sponsored plan and charged the applicable premium.

• All enrollment or waiver selection must be completed by the end of add/drop in the Spring semester. (January 26, 2010)
• Students who do not respond by the deadline will be automatically enrolled in the plan and will be responsible for the annual premium.
• The University reserves the right to make the final determination regarding eligibility for the initial and continued enrollment in this insurance plan.
• The University reserves the right to audit all waivers in order to ensure compliance with the University insurance requirements. Please be sure to have a copy of your insurance policy as you may be asked to provide this documentation.

Waiver Deadline:

• Spring 2010 - 1/30/2010

In Order to Complete the Waiver Card Below, You Will Need the Following:

• Your current health insurance plan ID card.
• Your health insurance brochure or plan description.

In order to complete the Waiver process, please go to www.firststudent.com, select the "Enroll/Waive Insurance
link, click on the link for Montclair State University-Full Time Students, select Montclair State University from the drop down menu then click continue. You will then click the waiver link and begin the process. Once the process is complete, do not forget to print out a receipt for your records.

A week after you submitted your Waiver, please log onto your WESS account in order to ensure that the fee has been removed. For further information please access the University Health Center at www.montclair.edu/health/hc/.