Federal Pell Grant (PELL): A federal grant for eligible students based on family resources, cost of attendance, and enrollment; award amounts are determined by a schedule developed by the U.S. Department of Education.

Academic Competitiveness Grant (ACG): A federal grant for first- and second-year student who completed a rigorous high school program of student, are eligible for a Federal Pell Grant, are U.S. citizens, and attend full-time (12 or more credits a semester).  First-year students receive up to $750 a year.  Second-year students receive up to $1,300 a year and must have reached a 3.0 grade-point average (GPA) during their first-year in college.

National Science and Mathematics Access to Retain Talent Grant (SMART): A $4,000 a year federal grant for third- and fourth-year students majoring in math, science, technology, engineering, or a critical foreign language.  Students must maintain a 3.0 grade-point http://studentaid.ed.gov/PORTALSWebApp/students/english/TEACH.jspaverage (GPA) each semester, are eligible for a Federal Pell Grant, are U.S. citizens, and attend full-time (12 or greater credits each semester).

Federal Supplementary Educational Opportunity Grant (SEOG): A grant of money provided by the federal government and awarded by Montclair State to assist undergraduate students with exceptional financial need. Recipients must be eligible for a Pell grant.

Educational Opportunity Fund Grant (EOF): A grant of money provided by the State of New Jersey for students with exceptional financial need from educationally disadvantaged backgrounds. Students must be New Jersey residents; recipients must maintain full-time (12 credits per semester) enrollment and be designated an EOF student at the time of admission.

Edward J. Bloustein Distinguished Scholar/Urban Scholar (DSN/DSU): A $930 grant provided by the State of New Jersey to academically qualified students; recipients must maintain full-time (12 credits per semester) enrollment and be New Jersey residents.

Tuition Aid Grant (TAG): A grant provided by the State of New Jersey to full-time students (12 credits per semester) who meet need criteria established by the State of New Jersey. Recipients must be New Jersey residents.

NJSTARS II: A grant provided by the State of New Jersey to full-time students (12 credits per semester). Students must have received an NJSTARS award at an NJ Community College or designated as a "non-funded" NJSTARS student. Refer to our Admissions web page for additional Admissions criteria. Funds are received for a maximum of 4 semesters, and students must maintain a 3.0 cummulative GPA. The grant amount and any additional waiver is determined by the remaining tuition and approved fees not covered by State and/or Federal grants and scholarships.

Student Loans

Federal Stafford Loan (subsidized) (FFSS): A loan awarded on the basis of financial need. The federal government pays interest on the loan ("subsidizes" the loan) until you begin repayment and during authorized periods of deferment.