Student working at her laptop.

How to Waive Health Insurance

Full-time students must enroll in the Student Health Insurance Plan (SHIP) OR be covered by a comprehensive Affordable Care Act (ACA) compliant health insurance plan.

To Waive or Enroll in the school-sponsored health insurance plan visit the University Health Plans (UHP) website. Montclair State University has partnered with UHP to administer the plan and assist with a waiver, enrollment, and or benefit-related questions.

To help guide you in the process of waiving the University health plan:

To waive University Health Insurance, go to University Health Plans (UHP).

To help you, here is a step by step guide on how to waive University Health Insurance.

Please Note: Do not contact the University Health Center with questions about the University’s Health Insurance Plan. Contact UHP with all questions at 833-251-1705 or info@univhealthplans.com.

What Information Do I Need to Provide to Complete the Student Health Insurance Waiver?

To complete the health waiver, you will need to provide the following information about your insurance coverage:

Domestic Students (www.universityhealthplans.com/montclair)

Insurance Company Name: This is the name of the insurance carrier. If your insurance carrier is not listed, please select “Other” and enter the company’s full name.

Member ID: This is a number found on the insurance ID card of your current health plan, sometimes referred to as a member or subscriber ID. It is different from the policy or group number. It is sometimes the Social Security Number of the policyholder. Type it in exactly as it appears on the card.

Type of Insurance: (HMO, PPO, Medicare, Medicaid, etc.)

Insurance Company Phone: This is the customer service or provider phone number usually found on the back of your insurance ID card or the insurance company website, which we can call to verify that the information you have provided is accurate.

  • Subscriber Name: This is the name of the individual who is the primary insured on the plan. Insured through your parents: it’s either your mother or father, depending on whose plan it is.
  • Insured through your employer: it’s your name.
  • Covered under your spouse’s insurance plan: it’s your spouse’s name.

Subscriber Relationship: This is the student’s relationship with the primary insured.

Subscriber State: This is the state of the individual who is the primary insured on the plan.

Image of Health Insurance Card (Optional): To assist in a timely review of your insurance policy, we recommend uploading a copy of the front and back of your ID card and a summary of benefits. If you have been asked to provide supporting documentation in the past, this will help expedite your waiver review process.

Insurance Company Name: This is the name of the insurance carrier. If your insurance carrier is not listed, please select “Other” and enter the company’s full name.

Member ID: This is a number found on the insurance ID card of your current health plan, sometimes referred to as a member or subscriber ID. It is different from the policy or group number. It is sometimes the Social Security Number of the policyholder. Type it in exactly as it appears on the card.

Insurance Company Country: This is the country where the health insurance carrier is based.

Subscriber Name: This is the name of the individual who is the primary insured on the plan.

  • Insured through your parents: it’s either your mother or father, depending on whose plan it is.
  • Insured through your employer: it’s your name.
  • Covered under your spouse’s insurance plan: it’s your spouse’s name.

Subscriber Relationship: This is the student’s relationship with the primary insured.

Please make sure the information you provide on your waiver application is accurate, as incorrect, or incomplete information may cause your waiver application to be denied. Information provided on waiver applications will be subjected to verification prior to approval.