Student Health Insurance

General Information

All full-time undergraduate and graduate students as defined by the University (12 or more credits for undergraduate, 9 or more credits for graduate) will automatically be charged for the insurance premium after registration occurs. The current plan offered for Academic Year 2016-2017 is through United Healthcare.

  • Waivers must be completed by the established deadlines.
  • Copies submitted to the Health Center or any office does not constitute a waiver and is not acceptable.  All waivers must be completed online.
  • Students who do not complete a waiver by the deadline will be automatically enrolled in the plan and will be responsible for the annual premium.
  • Students who waive their insurance in the fall may not enroll in the spring semester.
  • Following United Health Care requirements, the University reserves the right to make the final determination regarding eligibility for the initial and continued enrollment in this insurance plan.
  • A valid insurance card must be available when waiving the insurance. Pending insurance coverage or a letter from your employer or third company is not acceptable.
  • The University reserves the right to audit all waivers in order to ensure compliance with the University insurance requirements. Please be sure to have a copy of your insurance policy as you may be asked to provide this documentation.
  • The Office of Student Accounts will send reminder emails to students that have not completed a waiver, this will be the only form of notification you will receive. It is very important that you review your MSU email and take action by the deadline.

DEADLINE: Fall 2016 insurance waiver must be submitted online at by September 26, 2016.

Unfortunately, part time students do not have an opportunity to purchase insurance through United Health Care. However, part time students who wish to purchase an individual insurance policy can find information at

Waiver Instructions

Students enrolled in a comparable health insurance plan may be eligible to waive the Student Health Insurance Plan.  If you already have health insurance coverage through your parents, spouse or employer, you may opt to waive the Health Insurance Fee by completing a Health Insurance Waiver form online at  

The waive site for the fall will open in August. You may waive your insurance 48 hours after registration.

  1. Go to
  2. Select “Waive Your School’s Health Insurance” on the left hand side of the page, 2nd tab
  3. Select “Waive Now”
  4. Enter Student’s Date of Birth (mm/dd/yyyy) and Student’s CWID # to access the waiver form.
  5. Complete the Waiver Form with the required health insurance information. Do not leave any fields blank.
  6. Print your confirmation page. If you do not receive a confirmation, your waiver was not submitted successfully.

DEADLINE: Fall 2016 insurance waiver must be submitted online at by September 26, 2016.

It is important that you review your bill on NESTperiodically to ensure your account is credited after completing a waiver. Credits are applied to the student account within 2-3 business days after a waiver is received.