Students sitting on the third floor of the Student Center studying and having conversations.

Cost of Attendance

It is important the students and parents understand the cost of attending a University can be more than just tuition and fees.

Resident students preparing to live on campus should realize the cost of living on campus and that it is a full year commitment. For more information regarding living on campus we suggest visiting the Residence Life page and also looking at the Resident Student Living Guide.

Commuter students will see that we have a meal plan (board charge) in their cost of attendance. Some commuter students opt to have a meal plan for the time they spend on campus. In a commuter student’s miscellaneous charges, they may want to account for a parking pass. It is important to note that this money will not be reimbursed to you until your refund is issued.

Students living off campus should be aware that they have an estimated board amount because even if they do not have a meal plan, they still need to pay for food. If a student living off campus is planning to use their refund to assist in paying for rent, they should be aware that refunds are not issued until the end of the add/drop period.

Indirect costs (books, travel and miscellaneous) are costs that should be kept in mind when planning. You may need a new laptop, software, etc. that will qualify for miscellaneous charges. If you are not a commuter student, travel can be considered going home for holidays and breaks.

If you have enough aid to pay your direct costs and would like to use the remaining balance to purchase books from the University Bookstore, you can move your aid to your Red Hawk Dollars. You can go to the Auxiliary Services Office in the Student Center Suite 1 (Right next to the Computer Lab) to turn in that form. Please note that students should be aware that if they do not have enough money to do this, it will become a charge on their account. Charges that are not paid can result in holds and late fees. Questions regarding Red Hawk Dollars should be directed to Auxiliary Services.

Any funds not moved to Red Hawk Dollars will be sent to the student as a refund check approximately two weeks after the add/drop period has ended, and depending on when your financial aid has disbursed. Students are encouraged to use direct deposit to avoid lost checks. You can sign up for direct deposit via NEST. If you do not sign up for direct deposit, checks will be mailed to the current mailing address on NESTChecks cannot be picked up in the office. Refunds also cannot be issued prior to aid disbursing. For questions and concerns regarding direct deposit and your physical check, please contact Student Accounts.

Undergraduate Cost of Attendance 2017-2018

Direct Costs

Direct Costs and actual charges incurred by the student to attend Montclair State University

Cost In State
On-Campus
12-18 credits
In State
Off-Campus
(Not with Parents)
12-18 credits
In State
Off-Campus
(Living with Parents)
12-18 credits
Out of State
On Campus
12-18 credits
Tuition $10,808 $10,808 $10,808 $18,920
Fees $1,646 $1,646 $1,646 $1,646
Tuition and Fees $12,454 $12,454 $12,454 $20,566
Loan Fee $72 $72 $72 $72
Housing (Average Cost) $10,008 $0 $0 $10,008
Meal Plan (Average Cost) $4,450 $0 $0 $4,450
Housing and Meal Plan $14,458 $0 $0 $14,458

Estimated Indirect Costs

Indirect Costs are expenses you may incur while attending Montclair State University, theses are not charged to the student by Montclair State University and are only used for budgetary purposes to allow for maximum financial aid eligibility. All indirect costs are estimated.

Cost In State
On-Campus
12-18 credits
In State
Off-Campus
(Not with Parents)
12-18 credits
In State
Off-Campus
(Living with Parents)
12-18 credits
Out of State
On Campus
12-18 credits
Housing and Meals $0 $12,142 $4,450 $0
Books $1,300 $1,300 $1,300 $1,300
Travel $1,160 $3,530 $3,530 $3,530
Miscellaneous $2,110 $5,688 $2,110 $5,688

Total Estimated Costs

Cost In State
On-Campus
12-18 credits
In State
Off-Campus
(Not with Parents)
12-18 credits
In State
Off-Campus
(Living with Parents)
12-18 credits
Out of State
On Campus
12-18 credits
Total $31,554 $35,186 $23,916 $43,298

Financial Planning Tools

  • Net Price Calculator – determine your educational expenses using our cost calculator.
  • FAFSA4caster – estimate your eligibility for federal student aid using the Federal Aid forecaster.
  • NJ TAG Estimator – estimate your eligibility for the New Jersey Tuition Aid Grant that is awarded by New Jersey Higher Education Student Assistant Authority (NJ HESAA).
  • Login to NEST to view your Financial Aid records.
  • Loans – information regarding the various loan programs
  • Payment Plan – information regarding the payment plan through the Student Accounts office.

Instructions for Students Who Request an Increase in Their Loan Eligibility*

  1. Funding is for 9-month/30-week academic year only. Adjustments to this standard may be made by the Financial Aid Loan team if students are also enrolled in the Summer term.
  2. Student must submit a request in writing and list all expenses for the 30-week period.
  3. These expenses are compared to the current allowances to determine if a budget increase can be justified.
  4. Certain expenses are not permissible (ie: pay off credit cards, car payments).

*Increases can only be done up to the student’s allowable yearly amount.

If you would like to increase your loan eligibility please complete the COA Re-Evaluation form and submit to the office with proof.