Garden State Guarantee Program

Last Modified: Friday, January 14, 2022 10:57 am

Garden State Guarantee Fact Sheet PDFGarden State Guarantee Fact Sheet For Montclair PDF

Garden State Guarantee

On June 29, 2021 Governor Phil Murphy signed legislation funding the Garden State Guarantee (GSG) effective beginning the fall 2022 semester. Watch this space for more information about the GSG as it becomes available.

What is the Garden State Guarantee (GSG)?

The Garden State Guarantee is a financial aid program that will provide up to four semesters of free tuition at four-year New Jersey public institutions of higher education for New Jersey students enrolled in their third and fourth years of study whose family’s Adjusted Gross Income is between $0 and $65,000 annually. New Jersey students in their third and fourth years with adjusted gross incomes between $65,001 to $80,000 will be able to receive assistance such that their net cost for tuition and fees is no more than $7,500.

Who is eligible for the GSG?

Students who meet the below criteria are eligible for the Garden State Guarantee:

  • NJ residents, including NJ Dream Act students.
  • Adjusted Gross Income of $0 to $65,000 for free tuition, or $65,001-$80,000 for assistance lowering the cost for tuition to no more than $7,500. The Adjusted Gross Income figure is based on parents AGI for dependent students or student/spouse income for independent students. The income establishing eligibility will be based on the income reported on the FAFSA for the academic year in question.
  • In your third or fourth year at Montclair State, defined as having earned 60-89 credits for third year and 90-126 earned credits for fourth year (credits include those a student has earned from a different institution and/or while in high school through dual enrollment, AP or IB test credits).
  • Students must be enrolled full-time.
  • Students must be making Satisfactory Academic Progress.
  • Students must be working towards their first bachelor’s degree.
  • Students must have earned no more than 126 credits; Continuing students and incoming transfers are both eligible.
  • Incoming freshmen will become eligible in their third (defined has having 60-89 credits earned) or fourth (90-126 credits earned) year if all other criteria has been met.

I think I am eligible. What do I need to do to receive GSG?

  • Complete your FAFSA for Academic Year 2022-23 (available starting October 1, 2021) and use Montclair’s school code: 002617 OR file the NJ Alternative Application (for NJ Dreamers). Students must file the FAFSA or NJ Alternative Application by state deadlines.
  • Provide any additional documentation requested by the Montclair State University Financial Aid Office or from NJ HESAA.
  • Check your Montclair State University e-mail regularly for updates.

Frequently Asked Questions

Am I eligible for GSG if I have an Associate’s Degree?

Yes, as long as you meet all other criteria above.

What happens to my GSG eligibility if I take a semester off?

The GSG is available to eligible students for up to four semesters total while studying in their third and fourth years (as defined by earned credits). If you take a semester off, as long as you continue to meet program requirements, including Adjusted Gross Income requirements, you will receive GSG when you return to Montclair State. The four semesters of eligibility includes benefits earned at any New Jersey four-year public university or college. If a student has received the benefit at another institution prior to transferring to Montclair State, benefits received at the other institution will count towards the four semesters of eligibility provided by the program.

Can I transfer to Montclair and still be eligible for GSG?

Yes – if you are receiving GSG at another institution and wish to transfer to Montclair, you are still entitled to GSG. There is no requirement that you must stay at one school to receive your GSG, only the above criteria.

I attended college several years ago and am considering returning to finish my bachelor’s degree. As a degree completion and/or adult student, am I eligible for GSG?

Returning learners are eligible for GSG as long as, in addition to the above criteria, the student meets Montclair’s definition of Satisfactory Academic Progress (SAP). There is no age cut-off for eligibility.

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