Students sitting on the third floor of the Student Center studying and having conversations.

Cost of Attendance

It is important that students and parents understand the cost of attending a University can be more than just tuition and fees.

  • Resident students preparing to live on campus should realize the additional cost for living on campus. This is a full year commitment. There may also be charges for required or optional meal plans. For more information regarding living on campus visit the Residence Life page and the Resident Student Living Guide.
  • Commuter students will see that a cost for meals (board charge) is listed in your cost of attendance. Some commuter students opt to have a meal plan for the time they spend on campus. Also, you may want to account for a parking pass if you plan to park on campus.
  • Students living off campus should be aware that we include an estimated board amount because even if you do not buy a meal plan, you still need to pay for food. If a student living off campus is planning to use the refund to assist in paying for rent, you should be aware that refunds are not issued until after the end of the add/drop period. You should not depend on your refund to help with your first month’s rent or food costs.
  • Indirect costs (books, travel and miscellaneous) are costs that should be kept in mind when planning. You may need a new laptop, software, etc. that will qualify for miscellaneous charges. If you are not a commuter student, travel is included for your return home for holidays and breaks.

If you have enough aid to pay your direct costs and you want to use the excess funds to purchase books from the University Bookstore, you can move some of your aid to your Red Hawk Dollars. Go to the Auxiliary Services Office in the Student Center Suite 1 (next to the Computer Lab). You should be aware that if you do not have enough money to do this, it will become a charge on your account. Charges that are not paid can result in holds and late fees. Questions regarding Red Hawk Dollars should be directed to Auxiliary Services.

Any funds not moved to Red Hawk Dollars will be sent to the you as a refund approximately two weeks after the add/drop period has ended, and depending on when your financial aid has disbursed. Students are encouraged to use direct deposit to avoid lost checks. You can sign up for direct deposit via NEST. If you do not sign up for direct deposit, checks will be mailed to your current mailing address on NEST. Checks cannot be picked up in the office. Refunds also cannot be issued prior to aid disbursing. For questions and concerns regarding direct deposit and your physical check, please contact Student Accounts.

Undergraduate Cost of Attendance 2020-2021

Direct Costs

Direct costs and actual charges incurred by the student to attend Montclair State University

Cost In State
On-Campus
12-18 credits
In State
Off-Campus
(Not with Parents)
12-18 credits
In State
Off-Campus
(Living with Parents)
12-18 credits
Out of State
On Campus
12-18 credits
Tuition $12,082.00 $12,082.00 $12,082.00 $20,042.00
Fees $989.00 $989.00 $989.00 $989.00
Tuition and Fees $13,071.00 $13,071.00 $13,071.00 $21,031.00
Loan Fee $72.00 $72.00 $72.00 $72.00
Housing (Average Cost) $11,603.00 See below for indirect expenses. See below for indirect expenses. $11,603.00
Meal Plan (Average Cost) $4,590.00 See below for indirect expenses. See below for indirect expenses. $4,590.00
Housing and Meal Plan $16,193.00 See below for indirect expenses. See below for indirect expenses. $16,193.00

Estimated Indirect Costs 2020-2021

Indirect costs are expenses you may incur while attending Montclair State University. These are not charged to the student by Montclair State University and are only presented for budgetary purposes to allow for maximum financial aid eligibility. All indirect costs are estimated.

Cost In State
On-Campus
12-18 credits
In State
Off-Campus
(Not with Parents)
12-18 credits
In State
Off-Campus
(Living with Parents)
12-18 credits
Out of State
On Campus
12-18 credits
Housing and Meals See above for direct expenses. $13,068.00 $4,590.00 See above for direct expenses.
Books $1,240.00 $1,240.00 $1,240.00 $1,240.00
Travel $1,230.00 $1,840.00 $1,840.00 $1,230.00
Miscellaneous $2,170.00 $6,830.00 $2,170.00 $2,170.00

Total Estimated Costs 2020-2021

Cost In State
On-Campus
12-18 credits
In State
Off-Campus
(Not with Parents)
12-18 credits
In State
Off-Campus
(Living with Parents)
12-18 credits
Out of State
On Campus
12-18 credits
Total $33,976.00 $36,121.00 $22,983.00 $41,936.00

Financial Planning Tools

  • Net Price Calculato– determine your educational expenses using our cost calculator.
  • FAFSA4caster – estimate your eligibility for federal student aid using the Federal Aid forecaster. Use a browser other than IE.
  • NJ TAG Estimator – estimate your eligibility for the New Jersey Tuition Aid Grant that is awarded by New Jersey Higher Education Student Assistant Authority (NJ HESAA).
  • Login to NEST to view your Financial Aid records.
  • Loans– information regarding the various loan programs
  • Payment Plan – information regarding the payment plan through the Student Accounts office.

Instructions for Students Who Request an Increase in Their Loan Eligibility*

  1. All financial aid is for 9-month/30-week academic year only based on enrollment. Adjustments to this standard may be made by the Financial Aid Loan team if students are also enrolled in the Summer term.
  2. You must submit a request in writing and list all expenses for the 30-week period.
  3. These expenses are compared to the current allowances to determine if a budget increase can be justified.
  4. Certain expenses are not permissible (ie: pay off credit cards, car payments).

*Increases will only be made up to the student’s allowable yearly amount allowable by regulation.

If you would like to increase your loan eligibility please complete the COA Re-Evaluation form and submit to the Financial Aid Office with documentation.