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1098-T Information

Montclair State University is required to furnish a 1098-T to all students who incurred qualified tuition and related expenses during the current tax year. The 1098-T form is provided to help students and parents determine eligibility for an American Opportunity Tax Credit or Lifetime Learning Credit.

The 1098-T is provided each year on or before January 31. The data reported on the 1098-T is based on the tax year (January – December), not the academic year. Prior to tax year 2018, Montclair State University 1098-Ts included a figure in Box 2 that represented the amounts billed during the calendar year for qualified tuition and related expenses (QTRE). Due to a change to institutional reporting requirements under federal law, beginning with tax year 2018, educational institutions are required to report in Box 1 the amount of payments received for QTRE from all sources (including scholarships, loans and other third-party payments) during the calendar year rather than amounts billed. Box 2 reporting of amounts billed is no longer applicable.

View Sample 1098-T Form

IRS Publication 970, Tax Benefits for Education, IRS Form 8863, Education Credits, Instructions for 1098T, Interactive Tax Assistant (ITA), Education Credits all provide details on claiming these tax credits. If you have further questions regarding the education tax credits, please consult a professional tax advisor to determine if you are eligible for any education-related tax incentives. The University cannot offer individual tax advice.

1098T Delivery

Montclair State University has partnered with Educational Computer Systems Inc. (ECSI) to provide you with your 1098-T Tax Form. The 1098-T Tax Form will be distributed on or before January 31. Students will receive their statements electronically via their Montclair State email address. The notification from ECSI with have detailed instructions on how to access the statement online. Please Note: All 1098-T’s are printed and disseminated by ECSI Student Tax Information (1098-T).

The Benefits to Receiving Electronic Notification

  • Online delivery provides access to the form 1098-T earlier than the traditional mailing process.
  • Online delivery eliminates the chance that the 1098-T will get lost, misdirected or delayed during delivery or misplaced once the student receives it.
  • Signing up for online delivery is easy and secure.
  • Students can receive their 1098-T form while traveling or away from their home address.

Do I Need to Create an Account to Retrieve My 1098-T?

We’ve provided step-by-step instructions for retrieving your 1098-T without an account. Retrieving Your 1098-T Without Creating an Account

How Can I Receive My 1098-T Tuition Statement Electronically?

1098T FAQ’s

What Are Students Supposed To Do With the Form When They Receive Their 1098T?
The dollar amounts reported on your Form 1098-T may assist you in completing IRS Form 8863 – the form used for calculating the education tax credits that a taxpayer may claim as part of your tax return. You can find detailed information about claiming education tax credits in the IRS Publication 970.
What Should I Do If There is an Error With the Reported Amounts Shown?
Beginning with the tax year 2018 form, your 1098-T form will report qualified tuition and related expenses paid in Box 1 for the calendar/tax year. Amounts paid are reported on your 1098-T form based on the date the payment is posted to your account, regardless of the date or term the charge is posted.
For example, a charge for Winter 2019 that is posted to your NEST in November 2018 would be included on your 2018 tax form if the payment is posted to your NEST account by 12/31/18. However, if the payment is posted on or after 1/1/19, it would be included on your 2019 form.
If you believe there is an error with the amount(s) reported on your form, please verify by reviewing your NEST statement as well as your bank records. Please also review the IRS Publication 970 to ensure that the payment in question qualifies as a QTRE expense.
Who Receives a 1098-T Form? Do I Need to Provide a SSN or ITIN Number?
Students who are U.S. citizens OR permanent residents and whose enrollment credits are leading to a post-secondary degree will receive a completed 1098-T form from Montclair State University. Per state, federal and IRS guidelines, Montclair State University will request that all students provide their Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN) for reporting purposes. Having an accurate SSN or ITIN on tax forms supports the tax deduction that a student or family may claim for qualified educational expenses on both federal and state income tax returns. Failure to provide Montclair State University with an SSN may result in being fined by the IRS in accordance with Revenue Code Section 6723.
What are Qualified and Unqualified Expenses?
Qualified:
  • Tuition
  • General fee
  • Technology fee
  • Program fees
  • Lab fees
  • Online Course fees
Unqualified:
  • Dining
  • Bookstore purchases
  • Late fees
  • Student Health Insurance
  • Health Care Assessment fees
  • Telephone Service fees
Amounts reported as payments include personal payments, loans, and scholarships/grants received during the calendar year for QTRE less any refunds issued due to over-payments on the account. Total payments reported in Box 1 cannot exceed the amount of applicable QTRE.
What If the SSN on My Tax Form Is Incorrect?
  1. Notify the Registrar’s Office at Montclair State University.
    • To correct your SSN on your tax form with the University, you must complete the Request for Change of Name and/or Student ID Number and submit to the Registrar’s Office at Montclair State University.
  2. Notify ECSI. You must inform ECSI as well by completing the W-9S Form. Please include your School Code (WT) and School name on the top of the form to help expedite your request. Please note that your SSN cannot be corrected without a W-9S form on file.
    • After completing the form, you can submit it to ECSI using the following methods:
      • Fax the form to: 866-291-5384
      • Mail the form to:
        ECSI/Montclair State University
        181 Montour Run Road,
        Coraopolis, PA 15108
Why Did I Not Receive a 1098T?
  • Eligible educational institutions are required by the IRS to prepare Form 1098-T for most students who paid for “qualified educational expenses” in the preceding year. Consistent with IRS Regulations, Montclair State University is not required to provide Form 1098-T to a student in the following instances:
  • Students whose qualified tuition and related expenses posting in the reporting year were entirely waived or paid entirely with scholarships posting in the reporting year (noting that payments for the Spring semester frequently post in the previous reporting year, and are thus reflected in the prior year’s Form 1098-T)
  • Courses for which no academic credit is offered or earned, even if the student is otherwise enrolled in a degree program
  • Students who are nonresident aliens; i.e., not tax residents of the United States. (Note: The University’s general practice has been to provide nonresident aliens with a Form 1098-T, when applicable, even though it’s not legally required to do so.)
  • If you fall under one of these exceptions, you will not receive a Form 1098-T from the University.
  • For more information about US Education Tax Credits, visit: 1098T FAQ.

Questions?

Call ECSI at 1-866-428-1098 with questions about your 1098T tax document.

Customer Advocates are available Monday to Friday, 7:30 a.m. – 8 p.m. Eastern Time. You can retrieve general information about your 1098-T tax document using their automated service that is available 24 hours per day, 7 days per week.

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