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Student Health Insurance

Fall 2019 Health Insurance Waiver and Enrollment Information

The health insurance waiver website for fall 2019 will be open in late June, 2019. Please monitor your Montclair State Email for more information regarding the health insurance waiver website.


Montclair State University requires all full-time undergraduate and graduate students as defined by the University (12 or more credits for undergraduate, 9 or more credits for graduate) to carry health insurance. The University offers a plan through Aetna as an option for coverage.

Coverage Period Coverage Start Date Coverage End Date Enrollment/Waiver Deadline
Fall-Summer (Annual) August 15, 2018 August 14, 2019 September 28, 2018
Extended to October 6, 2018
Spring/Summer January 2, 2019 August 14, 2019 February 26, 2019

Rates Undergraduates and Graduates

Fall-Summer (Annual) Spring/Summer
Undergraduates $1,652.00/td> $1,018.00
Graduates $4,468.00 $2,754.00

Full-time students are automatically enrolled in this plan and charged for the insurance premium. You have the option to stay enrolled or waive the plan if covered by another carrier. Proof of coverage MUST be provided by completing the online waiver prior to the deadline of Tuesday, February 26, 2019. Sending Montclair State University or Aetna an email stating you do not want/need the coverage does not follow the waiver policy and is not acceptable.

Students who failed to complete a fall waiver, cannot waive the fee in the spring as the fall deadline has passed. The waiver option is only available for newly admitted students and/or for those that were previously part time and are now considered full time students.

View Student Health Plan Design and Benefits Summary

Important Information

  • All waivers must be completed online at Aetna Student Health by the established deadline.
  • Copies of your insurance card submitted to the Office of Student Accounts or any other Montclair State office does not constitute a waiver and is not acceptable.
  • Students who do not complete a waiver by the deadline will be automatically enrolled in the plan and will be responsible for the annual premium.
  • As per polices, late appeals or waivers will NOT be accepted.
  • Students who waive their insurance in the fall may not enroll in the spring semester.
  • Following Aetna requirements, the University reserves the right to make the final determination regarding eligibility for the initial and continued enrollment in this insurance plan.
  • The University reserves the right to audit all waivers in order to ensure compliance with the University insurance requirements. Please be sure to have a copy of your current insurance policy as you may be asked to provide this documentation.
  • Several reminder emails will be sent to students that have not completed a waiver. This will be the only form of notification you will receive. It is very important that you review your Montclair State email and take action by the deadline.