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News Students Can Use

Fall 2022 Health Insurance Information

Waive or Enroll in the Student Health Insurance Plan – Deadline is September 19, 2022.

Posted in: Announcements, Featured News, Red Hawk Central

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Montclair State University is committed to ensuring all full-time students have access to adequate health insurance coverage. For health insurance purposes, full-time* is defined as

  • Undergraduate students enrolled in twelve (12) or more credits.
  • Graduate students enrolled in nine (9) or more credits.

Full-time* students, as defined above, have the opportunity to waive/opt out of the Student Health Insurance Plan (SHIP) by providing evidence of a comprehensive Affordable Care Act (ACA) compliant health insurance plan online to University Health Plans. To ensure compliance, students are automatically billed for the SHIP and will be automatically enrolled if a waiver is not submitted online by Monday, September 19, 2022. Learn More about Student Health Insurance.

Insurance Cost & Coverage Period


Insurance Premium Fall 2022 Coverage Valid: 08/15/2022 – 08/14/2023
Undergraduate and Graduate Insurance Cost $2,450.00
Waiver Deadline Date September 19, 2022

You Can Waive the Health Insurance!

Montclair State University has partnered with University Health Plans (UHP) to administer our insurance process. UHP will be available to assist with all of your Student Health Insurance-related needs. From waivers, enrollment and benefit-related questions, they handle it all. Visit the University Health Plans (UHP) website or you may contact University Health Plans at (833) 251-1705 or

Waive It or Pay It!

Failure to submit a waiver by the deadline date of Monday, September 19, 2022, even if you have other comprehensive coverage, will result in automatic enrollment in the plan.

You will be responsible for paying the premium even if you have other health insurance coverage if you fail to waive it by the deadline!

Please Note: Even if you provided proof of alternative health insurance coverage and waived the University coverage in previous years, you will need to submit a new waiver if you do not want the University health insurance, each year you are a full-time, enrolled student at Montclair State.

Note for Our International Students: International students have a different process for waiving health insurance coverage.

Need Help Waiving, Enrolling or Deciding?

Contact University Health Plans (UHP) at (833) 251-1705 or

Do not contact the University Health Center with questions about the Student Health Insurance Plan (SHIP), as their office does not manage the process. Please contact UHP with all questions.