The Police and Firemen’s Retirement System (PFRS) requires membership of all police officers and firefighters appointed after June, 1944, in municipalities where local police and fire pension funds existed, or where the PFRS was adopted by referendum or resolution. Certain State and County law enforcement job titles are also covered.
The Police and Fireman’s Retirement System is a defined benefit plan where retirement benefit is based on a formula.
Police and Firemen’s Retirement System Eligibility
You may be eligible to enroll in the Police and Firemen’s Retirement System if you meet the following criteria:
- Permanent, full-time law enforcement officers in an eligible PFRS job title who meet the age and medical criteria for membership
Police and Fireman’s Retirement System Contributions
- Employee Contribution:
- 10% of base salary made on a pretax basis
- Employer Contribution:
- Determined annually by the state
Police and Fireman’s Retirement System Vesting
- 10 years
How to Enroll in the Police and Fireman’s Retirement System
After completing the Police Academy, email the following documents to email@example.com:
- Police Academy Certification
- Physician Examination Report
- Proof of Age
- Interfund Transfer Form (PDF)
For more information, view the NJ State Department of Pensions and Benefits Police and Firemen’s Retirement System page.
Retirement Planning Workshops for Police and Firemen’s Retirement System Members
The New Jersey Department of Pensions and Benefits offers retirement planning seminars and webinars for PFRS members throughout the year.
Retirement Planning seminars and webinars take a step-by-step approach to the retirement process and explain what happens after you submit your application. They explain your benefits, survivor options, group life insurance, loan repayment provisions, and the taxability of your pension. There is also a brief discussion of State Health Benefits Program and School Employees’ Health Benefits Program coverage in retirement. The classroom session is approximately 3 hours in duration. The webinar is 1 ½ – 2 hours in duration. Both sessions include a Q&A period.
View the Benefits Workshops page for additional information.