Alumni employee lunch

Health Benefits

Montclair State University employees participate in the State Health Benefits Program (SHBP) through the Division of Pensions and Benefits of the State of New Jersey.

The particular plans available to individual members will vary depending upon one’s employment status. The cost of the plans is determined based on employee’s base salary and level of coverage selected.

The following is an overview of the health benefits we offer our employees.

Qualifying Life Event

A Qualifying Life Event is a change that can make you eligible for a Special Enrollment Period, allowing you to enroll in health insurance outside the yearly Open Enrollment Period. Learn more about eligibility and how to apply or change health benefits coverage on the Qualifying Life Event page.

The benefit elections you make will remain in effect until the end of the plan year, unless you are affected by one of these life-changing events:

If you experience any of these qualifying events, you must provide the required supporting documentation and make changes within 30 days of the event.

  1. Login to BenefitSolver.
  2. Click on the ‘Change My Benefits’ button to make election changes or update your basic information.
  3. Select the life event button and the event you wish to file. Then, follow the same election steps above to complete your life-changing event.


Employees or their dependents covered by the State Health Benefits Program (SHBP) who lose coverage may be able to continue health benefits coverage under COBRA. Learn more about eligibility, cost and how to apply for COBRA.