Alumni employee lunch

Health Benefits

Montclair State University employees participate in the State Health Benefits Program (SHBP) through the Division of Pensions and Benefits of the State of New Jersey.

The particular plans available to individual members will vary depending upon one’s employment status. The cost of the plans is determined based on employee’s base salary and level of coverage selected.

The following is an overview of the health benefits we offer our employees.

Confused by some of the terminology used in health plan descriptions? View the Glossary of Benefits Terms.

Open Enrollment

Open Enrollment is your annual opportunity to assess your benefits needs and revise your health, prescription drug, dental, and pre-tax flexible spending accounts selections. The Open Enrollment period usually occurs in the month of October. All changes made during Open Enrollment will be effective on January 1 of the following plan year.

Qualifying Life Event

A Qualifying Life Event is a change that can make you eligible for a Special Enrollment Period, allowing you to enroll in health insurance outside the yearly Open Enrollment Period. Learn more about eligibility and how to apply or change health benefits coverage on the Qualifying Life Event page.


Employees or their dependents covered by the State Health Benefits Program (SHBP) who lose coverage may be able to continue health benefits coverage under COBRA. Learn more about eligibility, cost and how to apply for COBRA.